The Yahoo! Breach – What Happened, What You Can Do, and Why


If you had a Yahoo account in 2014, you should read this to find out what happened, and what you can do about it. The bottom line is, the advice that Yahoo is giving their users is not nearly enough to protect from the scale of this data breach. The timeline seems to suggest that much … Continue reading The Yahoo! Breach – What Happened, What You Can Do, and Why

“Cyberschizophrenia” in the US Government


In the last few days, the US Government both mandated and rejected the same method of cybersecurity. It’s called Second Factor Authentication, specifically a One Time Passcode (OTP) sent by Short Message Service (SMS). So, together, its a “SMS OTP,” which is basically what happens when you receive a 4 to 6-digit security code to … Continue reading “Cyberschizophrenia” in the US Government

Seven Myths About New Credit Card Fees


It’s been called a “Surcharge,” “Swipe Fee,” “Credit Card Fee” “Interchange,” or a “Checkout fee.” Until today, retailers were not allowed to pass these fees on to their customers. If you heard about it in the news, you may have the impression that you will have to pay 4% more for everything starting today. That … Continue reading Seven Myths About New Credit Card Fees

Top 8 Features of Square-Starbucks Launch


Square launched at Starbucks today, and it is an interesting step forward in the world of mobile commerce – not just for Starbucks, but for other Square retailers. For all of the good and not-so-good features of Square’s new app, remember that it is Square’s “Model T Ford.” They are just getting started in the … Continue reading Top 8 Features of Square-Starbucks Launch

WSJ Reports Carrier Payment Consortium Launch Date is October 22, 2012


A rumor that has been circulating for several days appears to have been confirmed: the joint venture of mobile carriers (previously called Isis) will launch in its two test cities (Austin and Salt Lake City) on Monday October 22, 2012. The rumor received some credibility when the Wall Street Journal reported it today. Also, the … Continue reading WSJ Reports Carrier Payment Consortium Launch Date is October 22, 2012