Author: David W. Schropfer

David W. Schropfer is a technology executive, author, and speaker with deep expertise in cybersecurity, artificial intelligence, and quantum computing. He currently serves as Executive Vice President of Operations at DomainSkate, where he leads growth for an AI-driven cybersecurity threat intelligence platform. As host of the DIY Cyber Guy podcast, David has conducted hundreds of interviews with global experts, making complex topics like ransomware, AI, and quantum risk accessible to business leaders and consumers. He has also moderated panels and delivered keynotes at major industry events, known for translating emerging technologies into actionable insights. David’s entrepreneurial track record includes founding AnchorID (SAFE), a patented zero-trust mobile security platform. He previously launched one of the first SaaS cloud products at SoftZoo.com, grew global telecom revenue at IDT, and advised Fortune 500 companies on mobile commerce and payments with The Luciano Group. He is the author of several books, including Digital Habits and The SmartPhone Wallet, which became an Amazon #1 bestseller in its category. David holds a Master of Business Administration from the University of Miami and a Bachelor of Arts from Boston College.

WSJ Reports Carrier Payment Consortium Launch Date is October 22, 2012

A rumor that has been circulating for several days appears to have been confirmed: the joint venture of mobile carriers (previously called Isis) will launch in its two test cities (Austin and Salt Lake City) on Monday October 22, 2012. The rumor received some credibility when the Wall Street Journal reported it today. Also, the … Continue reading WSJ Reports Carrier Payment Consortium Launch Date is October 22, 2012

Five Reasons iPhone-5 Excludes NFC

Based on Apple’s press conference on September 12, their strategy can be described as: change customer behavior now, encourage an upgrade later. The Apple wallet going to be called, imaginatively, “Apple Wallet.” It works without an NFC chip, relying instead on geolocation to determine if an iPhone user is in the proximity of a compatible … Continue reading Five Reasons iPhone-5 Excludes NFC

PayPal Introduces ‘Bypass’ Model to Retail Payments

Twenty-five years ago, telecommunications was facing their biggest threat since deregulation, and most executives did not take the threat seriously. Ten years later, it had decimated international telecom revenue models and profitability. Today, it is the reason that most phone calls cost close to nothing. It’s called “Bypass,” and it has just appeared in the … Continue reading PayPal Introduces ‘Bypass’ Model to Retail Payments

Contactless EMV – What is the Value to Retailers?

Retailers often ask, “What new POS equipment should I buy?” My answer has been the same for almost 4 years: “Nothing, yet.” My logic is this: The upcoming liability shift occurs in October 2015 for merchants that have not deployed EMV. So, any retailer that wants to accept Visa, MasterCard and/or Discover after October 2015 … Continue reading Contactless EMV – What is the Value to Retailers?

Bold Statement from Payment Industry Leader

When VeriFone speaks, they often reveal the next advances in Mobile Commerce. They spoke clearly at the GSMA conference earlier this month regarding both Near Field Communications (NFC) and Mobile Network Operators (MNOs). In October of 2010 when VeriFone announced that for the first time their systems could circumvent the established payments industry, it received … Continue reading Bold Statement from Payment Industry Leader

Whitepaper: Google Wallet and the New Payments Ecosystem

Mobile payments is starting over. When the Google Wallet launched on September 20, 2011, the first test of a remarkable new financial ecosystem began. But despite the apparent success of traditional mobile payments products like M-PESA in Kenya and South Africa, Google and rival Isis have decided to rewrite the business model – and for … Continue reading Whitepaper: Google Wallet and the New Payments Ecosystem