If you use an Android smartphone, you may have a new strain of malware that was discovered today by Checkpoint Security. It’s called “Gooligan” and it has infected approximately
WSJ Reports Carrier Payment Consortium Launch Date is October 22, 2012
A rumor that has been circulating for several days appears to have been confirmed: the joint venture of mobile carriers (previously called Isis) will launch in its two test cities (Austin and Salt Lake City) on Monday October 22, 2012. The rumor received some credibility when the Wall Street Journal reported it today. Also, the … Continue reading WSJ Reports Carrier Payment Consortium Launch Date is October 22, 2012
Five Reasons iPhone-5 Excludes NFC
Based on Apple’s press conference on September 12, their strategy can be described as: change customer behavior now, encourage an upgrade later. The Apple wallet going to be called, imaginatively, “Apple Wallet.” It works without an NFC chip, relying instead on geolocation to determine if an iPhone user is in the proximity of a compatible … Continue reading Five Reasons iPhone-5 Excludes NFC
PayPal Introduces ‘Bypass’ Model to Retail Payments
Twenty-five years ago, telecommunications was facing their biggest threat since deregulation, and most executives did not take the threat seriously. Ten years later, it had decimated international telecom revenue models and profitability. Today, it is the reason that most phone calls cost close to nothing. It’s called “Bypass,” and it has just appeared in the … Continue reading PayPal Introduces ‘Bypass’ Model to Retail Payments
Contactless EMV – What is the Value to Retailers?
Retailers often ask, “What new POS equipment should I buy?” My answer has been the same for almost 4 years: “Nothing, yet.” My logic is this: The upcoming liability shift occurs in October 2015 for merchants that have not deployed EMV. So, any retailer that wants to accept Visa, MasterCard and/or Discover after October 2015 … Continue reading Contactless EMV – What is the Value to Retailers?
Tribute to Steve Jobs 1955-2011
Update to previous post:Steve Jobs passed away Wednesday October 5, 2011. Farewell, and thank you. Here is the original post from August 24: Steve Jobs, legendary of Apple Incorporated, resigned today as CEO. The Board of Directors of Apple named him chairman, then named Tim Cook as the new CEO according to an article that … Continue reading Tribute to Steve Jobs 1955-2011
DIY CyberGuy with David W. Schropfer 