Quantum Physics Professor Dr. Paul Cadden-Zimansky on DIY Cyber Guy


Quantum Computing is based on the science of quantum mechanics, which will be 100 years old next year, and impacts your life today. With Dr. Paul Cadden-Zimansky @bardcollege #IYQ2025

WSJ Reports Carrier Payment Consortium Launch Date is October 22, 2012


A rumor that has been circulating for several days appears to have been confirmed: the joint venture of mobile carriers (previously called Isis) will launch in its two test cities (Austin and Salt Lake City) on Monday October 22, 2012. The rumor received some credibility when the Wall Street Journal reported it today. Also, the … Continue reading WSJ Reports Carrier Payment Consortium Launch Date is October 22, 2012

Five Reasons iPhone-5 Excludes NFC


Based on Apple’s press conference on September 12, their strategy can be described as: change customer behavior now, encourage an upgrade later. The Apple wallet going to be called, imaginatively, “Apple Wallet.” It works without an NFC chip, relying instead on geolocation to determine if an iPhone user is in the proximity of a compatible … Continue reading Five Reasons iPhone-5 Excludes NFC

PayPal Introduces ‘Bypass’ Model to Retail Payments


Twenty-five years ago, telecommunications was facing their biggest threat since deregulation, and most executives did not take the threat seriously. Ten years later, it had decimated international telecom revenue models and profitability. Today, it is the reason that most phone calls cost close to nothing. It’s called “Bypass,” and it has just appeared in the … Continue reading PayPal Introduces ‘Bypass’ Model to Retail Payments

Contactless EMV – What is the Value to Retailers?


Retailers often ask, “What new POS equipment should I buy?” My answer has been the same for almost 4 years: “Nothing, yet.” My logic is this: The upcoming liability shift occurs in October 2015 for merchants that have not deployed EMV. So, any retailer that wants to accept Visa, MasterCard and/or Discover after October 2015 … Continue reading Contactless EMV – What is the Value to Retailers?